Platinum Progressive Visa

Starting Out
Florida Telco's new Platinum Progressive VISA Card provides members 18 years of age and up an opportunity to build a credit history with rewards for maintaining it. Your credit history follows you where ever you go; so, you'll want to make sure it  stays in good standing. It's a reflection of you. And it's what future lenders will look at when you start making major purchases  like a car or house, even renting your own apartment. The fact is, if you have "good" credit, you'll get preferred rates when you borrow money. With "less than perfect" credit, you'll be subject to higher interest rates because lenders will consider you a "risk" when they look at your history.

Reasonable Rates, Reasonable Limit.

The Progressive VISA was designed to fit your lifestyle. It gives you a reasonable limit of $500 and provides you the opportunity to make payments on time and therefore begin building your good credit history. The initial rate is only 14.89% compared to other rates on cards that can range from 16% to 22%, or more.

Plus, this rate is good for purchases and advances, unlike most other cards which charge a higher rate on cash advances.


The Really Good Part.

As you maintain a good payment history, you'll be rewarded with an increased limit and a lower rate!

~After one year of good payment history, your
credit limit could be increased to $1,000.

~After two years we'll review your account and if approved, re-qualify you for a regular VISA Classic Card.

More About the New Platinum
Progressive VISA Card.

In addition to the fixed rate of 14.89%, and $500 initial credit limit, here are some other benefits of the Platinum Progressive VISA card:
~No annual fee.
~No cash advance fee.
~No balance transfer fee (If you already have a credit card with a higher rate, you may want to transfer the balance to the Progressive Card).
~Access to your account balance information via the Internet.
~Built-in fraud protection.
~ And, for your convenience, payments can be set up to be automatically deducted from your Florida Telco checking  account, or can be paid at any branch office, or by mail or over the Internet.

Apply online • download an application

(How to apply online)