Home Loans

House Keychain and Keys

Florida Telco offers First Mortgages, Second Mortgages(Home Equity) and Unimproved Property Loans.

Second Mortgages: HELOC

Choose Florida Telco for your Home Equity Line of Credit (HELOC). See HELOC rates.

We offer members:

  • Rates starting as low as 4.00% APR
  • Low Closing Costs, or no Closing Costs Option*
  • Interest-Only Option
  • Fast Approval
  • Fixed rates and other terms available

*No closing costs option:

    • We pay closing costs up to $5,000
    • Member pays origination fee, prepaid interest, private mortgage insurance and initial escrow deposit.
    • Member must reimburse closing costs if loan is paid off within the first 2 years
    • Limited time offer and subject to change without notice
    • Subject to credit approval – certain restrictions and limitations apply

Contact the Mortgage Department to apply, or for more information on Home Equity Loans from Florida Telco. (904) 720-1758, or email the Mortgage Department.