Individual Retirement Accounts

IRA Certificates of Deposit are  also available at
the current Share Certificate Rates.

IRAs have always been tax-favored way to save for retirement. But over the years, Congress did not adjust the maximum contributions limit to keep pace with inflation. Now, thanks to the  Economic Growth and Tax Relief Act of 2001, IRAs are better than ever. Starting with tax year 2002, this exciting new law went into effect:

 Boosts annual contribution limits.


Offers a tax credit to low- and middle-income 
people who make IRA contributions.

Provides "catch-up" contributions for 
workers  age 50 and over.


Easier to consolidate assets in IRAs and employer-sponsored plans.

Click here for Questions & Answers


Interested in how the "new and improved" IRA can help you save for the future? Call or visit Florida Telco today at 904.723.6300 -- follow the menu to Member Services.

APY = Annual Percentage Yield
Accurate as of the last declaration date.
Subject to change.